personal or institutional missions aiming to offer crediting services professionally, conveniently, flexibly and technologically to all Cambodian people. In the aim to achieve both AMZ’s vision and missions, we have recruited skillful and experienced human resources with financing and banking professional backgrounds; furthermore, we have already devised a wise and prudent strategic plan not only in short but longer terms as there will be plenty and diversifying credit products that attract and satisfy clients’ needs though in the trendy and competitive market.

Reviewing our financial and operational results, I have a great satisfaction over the tremendous growth in both assets and equity. Within six months by the end of 2022, AMZ reached up to US$ 3.250 million loan portfolio, 134 loan clients and US$ 4.533 million asset size.

The above impressive figures prove that AMZ has been highly favored by business community as well as Cambodian people; in fact, public’s trust is a rare and valuable source for the reality of current economical situations.

Within the institutional development plan for the next three years, all senior management and the relevant are committed to devote all strengths and efforts to concentrate on local and international relations, risk management, human resource enhancement as well as institutional service standard orientation.

Sincerely, I would like to express great thanks to all clients for granting realistic trusts, to shareholders for full supports and valuable instructions and to all staff for fruitful efforts and cooperation. We shall work our best to achieve the designated goal and objectives, enhance our core values and offer great benefits to all staff.