After the situation of Covid 19 pandemic has been relieved, we expect the economy to grow by 4.5% in 2022 based on the prediction from World Bank.

Aiming to get aligned with the surviving strategy in Covid 19 pandemic, we are well-prepared to join with Cambodian government to improve country’s economic recession by all factors. Consequently, we have established AMZ Microfinance Institution in order to provide great career opportunities to either recent graduates or undergraduates to gain working experience from our institutional managements with specialized and professional skills across

numerous years of experience in banking and finance. More importantly, we have offered convenient and flexible credit services to improve those Cambodian people being with financial difficulties by which they are able to use our funds to restore their family’s living conditions as of expanding or running an existing or new business, purchasing an own transportation mode for working commutes or business purposes, purchasing household items and purchase a new house for living …etc.

Having achieved the satisfactory results in 2022, it can be assured that AMZ has been highly praised and supported by various types of customers. In order to respond with this trendy demand, we shall keep expanding ourselves bigger with more branch networks, larger loan portfolios and more numbers of clients; furthermore, we shall create new and advance products with modern features, dominant and convenient digital technology leveraging to fulfill all types of clients’ needs in present day’s digital era both locally and internationally.

Finally, I would like to thank the Board of Directors, CEO, management team and staff at all levels for hard work and dedication to make the institution achieve the appreciable results as it can be by today; especially thank the customers and public who offer great confidence in our services and I would be pleased to wish you all happiness in daily life activities.